JP Morgan Chase / Washington Mutual Bank, Seattle, WA 05/2000 – 07/2009
VP – Sr Mgr Business Strategy – 08/2006 – 07/2009, Card Svcs. Direct Marketing COE
• Responsible for managing two teams in support of Retail Banking and Home Loans DM analytics and reporting, one providing data analysis and support by coordinating data access and requirements and another providing pre and post campaign analytics. The Data support team provided data and systems SME to not only the MIS teams but also to the DM execution teams to improve the content and quality of DM file extracts. The Home Loans Analytics team additionally provided portfolio analytics and MIS support with MBR presentations to the Consumer Direct loan origination channel. Responsible for the generation of monthly portfolio stratifications and analytics packages which allowed marketing strategy to take retention rates from 30 to 50% and portfolio penetration from the low 50% range to 70%.

VP - Technology Manager III – 10/2004 – 08/2006, Capital Markets Research and Analyitcs
• Responsible for creating and maintaining a data store containing historic loan data to support mortgage prepayment analytics and portfolio reporting in both SQL Server and Oracle. Established criteria for extracting data from corporate data warehouse as well as defining data necessary to meet user requirements including derived data elements to calculate and report actual prepayment volumes. Responsible for creating short term prepayment forecasts and reports measuring forecast vs. actual daily prepayments and prepayment requests in addition to developing reports to provide the investment community information around the performance of various WM mortgage products and providing support to various Home Loans projects.

VP - Technology Manager III – 05/*****/2004, Enterprise Data Warehouse
• Responsible for managing a team of programmer analysts to support all subject matter in the WAMU enterprise data warehouse including data acquisition, integration, user requirements, validation and reconciliation and research, analysis and resolution of data quality issues. Primary SME for loan related systems and data.

Security National Service Corp, Sacramento, CA 02/2000 – 05/2000
Portfolio Analyst –

• Responsible for the coordination and delivery of information necessary to securitize non-performing/re-performing loans. Required interactions with attorneys, rating agencies and investment bankers responsible for completing the transactions as well as the coordination of internal staff necessary to support the successful delivery of loans into the securitization.
• Responsible for producing and streamlining reporting packages to report pool performance to securities trustees for serviced securitized mortgage pools.

The Money Store/First Union Bank, Sacramento, CA 12/1997 – 02/2000
VP - Loan Servicing Divisional Finance Manager –
• Responsible for $70m. operating budget for the Loan Servicing division including periodic variance analysis and annual budgeting and planning process. Responsible for the coordination of the process for ***** divisional departmental managers.
• Responsible for managing a group of portfolio analysts performing loan portfolio reporting, including loan loss processing and forecasting for a $12b. sub-prime loan portfolio.
• Responsible for Investor Relations for both loan portfolio investors and rating agencies.

American Savings Bank/Washington Mutual Bank , Stockton, CA 05/1983 – 12/1997
AVP - Loan Servicing Divisional Finance Manager –
• Responsible for $25m. operating budget and $30m. servicing fee income budget for the Loan Servicing division including periodic variance analysis and annual budgeting and planning process. Responsible for the coordination of the process for ***** divisional departmental managers.
• Responsible for managing a group of portfolio analysts performing loan portfolio reporting including providing information to support periodic Corporate Financial and Regulatory reporting as well as supporting the informational needs of other enterprise wide reporting and analytic functions.
• Responsible for Mortgage Servicing Rights valuations and amortization forecasting including the valuation of potential servicing acquisition packages. Responsible for the acquisition of $6b. in mortgage servicing rights and the performance monitoring of acquired servicing.
• Responsible for FASB 122 and 125 implementation for mortgage servicing rights valuations and the implementation of impairment testing of the MSR portfolio. Responsible for the coordination of periodic regulatory audits of the MSR valuation processes.
• Responsible for the analytics necessary to support “good bank-bad bank” split of loan portfolios in the acquisition of the bank by private investors from the federal regulators, additionally performed individual loan review/audits of Commercial Real Estate loan portfolio to identify “put able” loans back to the federal government in the acquisition.

Manager of Secondary Marketing Sales and Delivery –
• Responsible for managing the gathering and scrubbing of information necessary for the delivery of loans to secondary market investors. Included the review of loan documents, edit of servicing system data and the coordination of investor review and audits. Responsible for the actual delivery of documents to GSE investors.