Associate member of ***** n ***** of ***** & Finance . Have CAIIB, PGDM, PGDHR, DFM, DBM, M. A. , . S c(Hons) qualifications. Have more than 3 decades of Experience at Senior& top management levels in ***** & Corporates. Excellent exposure to Lending, Corporate /SME credit & operational processes & risk management, Strategy, Planning, Budgeting, Policy formulation, Loans, Investments, Finance, fund raising, deposit mobilization, accounts, audit, vigilance, fraud control, recruitment, team building, mentoring, performance evaluation, Human Rights, Branch expansion, Products designing/launching/control, Customer relations. Business promotion, Business process re engineering & Change management.