Interchange Fees For Debit Cards
I am an independent writer for zintro. I would like to invite you to comment on the question below. Your response may be used in a blog article that i will write and post on the zintro blog site. I am looking for your expert opinion on the question and a written response that is one to three paragraphs. If your response is used, you will be named in the article and a link to your expert profile will be included.
Question: us retailers are taking a stand against high interchange fees that big banks collect when debit cards are used for purchases. What is at the heart of this battle? What are the benefits and consequences?
Question: interchange fees are significantly lower in europe and australia. Why? Are there other issues with banks and retailers related to swipe fees?
There is no fee associated with the zintro q&a. We are excited about your participation as it gives us the chance to promote our experts. If you are interested in participating, please send me your response via znotes in the next day or two. If you have any questions, please let me know.
Maureen aylward+12 Other Responses
Look for expert on commercial credit card (large corporate mid-market) and b2b payments programs offered by major u.S. Banks.
Looking for someone who can provide details at a granular level corporate (t&e) cards, p-cards, etc.+15 Other Responses
Expertise Discussion On Payment Systems
I am writing on behalf of a consulting firm that conducts expert interviews in support of industry-wide studies for many of the world's fortune 1000 companies. We help businesses answer questions by engaging with the world’s most relevant experts. So far we have delivered over 750 studies with input from over 15,000 individuals. We are an authorized zintro partner.
For a current study, we are seeking to speak with experts who can share their personal perspective on payment systems, particularly around the landscape, regulations, infrastructure and respective features in large banks (only). Geographically, our focus is on germany, france, uk and italy.
Scope of the study is on bank2bank transfers but also card2card/card2account and account2card transfers.
The objective of the study is to get a good understanding of payments market in each country as well as the key issues current and potential players are facing.
Please note that we are only interested in your personal point of view and expert insight and are not seeking any confidential information.
We are scheduling 45-60 minute discussions with experts this and next week and are happy to offer a negotiable usd 250 compensation for each interview. Please note that we are handling the standard zintro fee separately, hence the expert is not involved in paying this.
If you kindly let me know your contact details (email and phone/skype), i could provide more specifics on the study and standard process.
We would welcome any referrals to other relevant experts as well.
+7 Other Responses
Mobile Wallet And Debit Card
I am working with the ceo of an mvno (cell phone white label with at&t, sprint, verizon and t-mobile) who currently has his own mobile wallet and he wants a debit card to link it to. His company was a program manager and had their own debit card back in 2008 when we had the banking crunch here and many, if not most debit card programs were shut down as the larger banks bought up the smaller ones. The ceo has taken his company public in the last year or so and is expanding to other countries so he does not want to have to devote the time necessary to being his own project manager again and would like to find a very competent company to run that side of his business for him. He has already worked with two small companies that made promises that they could not keep and has become very frustrated with the process so far and that is why i reached out to find some consultants to help me find some capable companies so that those mistakes are not repeated.
This company currently has over 1.5 million subscribers through various marketing efforts and programs, so they are not all the same sort of customer. He needs a card that can be issued here in the usa and linked to his own mobile wallet and a few months ago he entered into an agreement with an eastern european country and a major bank there to offer telecom and money transfer services. He is currently negotiating with several other adjoining countries to offer the same sort of service. Ideally, a card could also be issued to those customers as well to facilitate money transfer through his mobile wallet and the cards that those customers have. For the right card he expects to issue over a million of them in the next two or three years. I am looking for three very competent companies that can deliver a solution for him. He wants to move on this quickly, as the project has been delayed by smaller companies who could not deliver on their promises. I am going to select the three or four companies that it looks like to me will fit the bill and then put them together with him to present their proposals for him to make his final decision. Please let me know if you are, or know of such a company.+12 Other Responses
Prepaid Debit Cards
Looking for a consultant who can help me start a pre paid debit card business+16 Other Responses
Prepaid Debit Card
We operate a closed loop private label prepaid card programme utilising mag-stripe visa cards. We require the implementation of partial authorization with global acquirers, our own issuing bank and processor has implemented partial auth but our challenge is to now complete the chain with partial auth made available through acquirers. Please advise your expertise and previous experience in this field.+7 Other Responses
Multi-function Payment Cards
I am writing on behalf of a consulting firm that conducts expert interviews in support of industry-wide studies for many of the world's fortune 1000 companies. We are an authorized zintro partner.
For a current study , we are seeking experts who can share their opinion on the development of multi-function payments cards in the us. These are cards that support credit, debit, loyalty programs, nfc, buttons and others. We would like to talk to experts from banks issuing cards, as well, as from retailers.
Please note that we are not looking for any confidential information and are only interested in your personal point of view and shared learnings. Our practice is to keep your identity anonymous, as well as that of our client.
We are scheduling 45-60 minute discussions with experts, this/next week and we are happy to provide a compensation for each interview.
We would welcome any referrals to other relevant experts as well.
kolyo+17 Other Responses
P-cards And Travel Expense Solution
We are looking to do multiple paid phone consultations on experts that have knowledge on technologies around p-cards implementation and travel expense solution.
We would be particularly interested with experts who can share their insights on purpose/usages, benefits , pros and cons, and evaluation of other vendors. The ideal expert should be able to give an in-depth discussion of the market dynamics, competitive edge, and other variables that drive growth in this space.
To demonstrate your relevance, please consider briefly answering the question:
1. What is the extent of your experience that will showcase your overall knowledge on p-cards and travel expense solutions? Please answer briefly.
2. Can you share your insights in the new distribution capability (ndc) system enabled travel & expense system and how it is different from gds? Please answer briefly.
3. Would you be able to provide/discuss the blockchain technology and its benefits and constraints around payment card systems and also the impact of usd cross border card program(pcard and travel card).Please answer briefly.
+24 Other Responses
Banking And Debit Cards
We have a new debit card project for banks in colorado and we are seeking a consulting partner to help us navigate executive channels to secure banking participation.
If your firm can assist, please respond.
d. Zweber+19 Other Responses
Prepaid Debit Card
Venture-backed entrepreneur interested in using prepaid cards as an alternative to checking and savings accounts for a fintech startup. In the short-term, i am seeking feedback from experts in the prepaid space to validate the startup's vision. In the long-term i am seeking strategic advisers who will help make the startup's vision a reality. Thanks for the help!+18 Other Responses
"i work for a market research firm serving global 1,000 clients. We are working on a research report for a multinational company on the topic of payment cards - manufacturing and personalization market.I would like to understand the supply market, market dynamics, upcoming technologies and market trends across all the regions.
We are willing to pay multiple qualified experts for one hour phone consults on this topic.+27 Other Responses
Ability for a retailer to distinguish between consumer and commercial credit cards and credit cards from signature debit cards+3 Other Responses